2015

4 Tips For Keeping Homeowners Insurance Costs Low

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As a homeowner, you know there are many costs that are associated with maintaining your home. Not only do you have your mortgage payment, but you also have to factor in maintenance costs and homeowners insurance. With all these costs, it’s important that you are taking control of them and being sure that they are as low as possible so that you and your family can save money. Here are four tips to help you keep your homeowners insurance costs as low as possible:…

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Types Of Coverage An At-Home Business Might Need

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Many home business owners believe they do not have to purchase business insurance. The belief is that other forms of insurance, such as renters or homeowner’s insurance, will cover any losses and provide the home business owner with adequate risk protection. However, your business property will often not be insured by anything other than your business insurance. Covering Your Equipment Homeowner’s insurance policies will sometimes limit the coverage of business equipment.…

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Three (Technically) Cost-Free Ways To Lower Your Home Insurance Premium

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While some people advocate shopping around to get a better quote for their home insurance, you don’t necessarily have to take this approach. The next time your policy is about to come up for renewal, you can often have your premium lowered by making some changes that your insurance provider deems favorable. Although some strategies, such as having a home security system installed, have an associated cost, several others do not.…

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5 Ways To Lower Your Home Insurance Premium

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Insurance premiums naturally rise each year to account for inflation and the cost of materials to rebuild your home, but there are other factors that play into it as well. If you are looking for a way to lower your home insurance premium, try following these tips. Increase Your Home’s Security A home that is not very secure will put it more at risk for potential theft, and your insurance company will charge you a higher premium because of it.…

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New To Canada? Avoid Hitting A Moose

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If you are new to Canada, you may not realize you have more of a chance of hitting a moose than a deer while driving. Moose are massive, weighing up to 1,800 pounds and growing up to 6.5 feet tall. And they will do extensive damage to your vehicle if you hit one. If you do happen to hit a moose, the damage to your car can be astounding. Because they are so tall, your car likely hits the moose’s legs, sending the animal onto the windshield of your car.…

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Choosing The Right Car Insurance

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When it comes to car insurance it feels like there are a thousand different options to choose from.  Becoming educated on the options available will ensure that you pick the right coverage for you. Auto Liability Insurance This kind of insurance protects the person you hit when the accident is your fault.  The dollar amount is separated into three numbers: the amount of money to cover one person for bodily injury, the amount of money to cover every person for bodily injury and property damages.…

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5 Ways to Protect Your Biggest Investment

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For many people, their home is their biggest investment. It is important to protect that investment so that when you are ready to sell, you will be able to get a good return on the money that you have put into your property. Here are five things you need to do to protect your biggest investment. Carry Home Insurance When you buy your home, your mortgage company will require that you carry a home insurance policy.…

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4 Ways To Save On Insurance For Student Drivers

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If you have a young student driver in your home, you’re likely concerned about his or her safety as well as the high costs of insurance. It can be very expensive to insure a new driver if you’re not careful. The good news is that with extra consideration, you can save on insurance costs. Take a look at the following information to better understand some of the ways in which you can save on insurance for student drivers.…

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Skeptic Or Not, You May Find Your Home Insurance Affected By Climate Change

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You’re aware of many factors that can reduce or increase your premium rates on your home insurance. It may have never crossed your mind that climate change is becoming a factor for insurance companies. Whether you accept the theory of climate change or you’re a total skeptic, weather events in this part of the world are leading insurers to take notice. Hurricanes Eastern Canada is no stranger to hurricanes that barrel up the Atlantic coastline.…

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4 Reasons Why Your Car Insurance Is So High

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As a vehicle owner, you probably look at car insurance as a necessary evil. If your car insurance is too expensive, however, it can really put a damper on your budget. Unfortunately, many people spend much more than they should on car insurance, and there’s a good chance that you are paying more than you have to as well. Here are four common reasons why your premiums are so high; once you spot the problem, you can then make changes to start saving a lot of money.…

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