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Know Your Homeowners Insurance Policy

3 Steps To Using Drones For Safe Roof Inspection

Posted by on May 17, 2016 in Uncategorized | Comments Off

Drones are becoming more popular for commercial use, and can be a safe way to do tasks like inspect structures. Today, small drones are even affordable, and even a small toy drone of an older child can be used for some simple tasks. If you have roof damage, these small machines can be used to take photos and inspect the damage. Commercial roofing companies have begun using them, but you may also want to do your own inspections to evaluate problems and repairs that need to be done. Here are some steps to help you with roof damage inspection:...

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Ready To Start Your Own At Home Business Or Become A Consultant? What To Know

Posted by on Mar 3, 2016 in Uncategorized | Comments Off

If you have decided to work independently and you want to freelance your own skills, you want to make sure you do it the right way. There are some things you want to do before you start working on assignments, selling products and collecting checks. Instead, you have to plan out a few things to make sure that everything with your business is legal, and to make sure that you don’t have to worry about consequences later on. Here are three things to focus on when you are ready to get started taking clients or selling products. Know Your...

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Unusual Home Insurance Claims

Posted by on Jan 5, 2016 in Uncategorized | Comments Off

Homeowner’s insurance is designed to protect the homeowner and the lender from loss and damage. Most claims are filed as a result of things like fire, natural disasters, or flooding. But home insurance policies can also cover a few other unusual things that you might not know about. Here are some items that your homeowner’s policy may cover if you need it. Dog Bites If you own a dog, there is always a possibility that it could bite someone inside your home or even in the backyard. If this happens, you could potentially be...

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4 Tips For Keeping Homeowners Insurance Costs Low

Posted by on Sep 23, 2015 in Uncategorized | Comments Off

As a homeowner, you know there are many costs that are associated with maintaining your home. Not only do you have your mortgage payment, but you also have to factor in maintenance costs and homeowners insurance. With all these costs, it’s important that you are taking control of them and being sure that they are as low as possible so that you and your family can save money. Here are four tips to help you keep your homeowners insurance costs as low as possible: Plan Construction Carefully: If you plan on adding anything to your...

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Types Of Coverage An At-Home Business Might Need

Posted by on Aug 13, 2015 in Uncategorized | Comments Off

Many home business owners believe they do not have to purchase business insurance. The belief is that other forms of insurance, such as renters or homeowner’s insurance, will cover any losses and provide the home business owner with adequate risk protection. However, your business property will often not be insured by anything other than your business insurance. Covering Your Equipment Homeowner’s insurance policies will sometimes limit the coverage of business equipment. If so, you will want coverage that can over the replacement...

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Three (Technically) Cost-Free Ways To Lower Your Home Insurance Premium

Posted by on Aug 5, 2015 in Uncategorized | Comments Off

While some people advocate shopping around to get a better quote for their home insurance, you don’t necessarily have to take this approach. The next time your policy is about to come up for renewal, you can often have your premium lowered by making some changes that your insurance provider deems favorable. Although some strategies, such as having a home security system installed, have an associated cost, several others do not. Often, it’s possible to put yourself in a position to save a significant amount of money on your home...

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5 Ways To Lower Your Home Insurance Premium

Posted by on Jul 15, 2015 in Uncategorized | Comments Off

Insurance premiums naturally rise each year to account for inflation and the cost of materials to rebuild your home, but there are other factors that play into it as well. If you are looking for a way to lower your home insurance premium, try following these tips. Increase Your Home’s Security A home that is not very secure will put it more at risk for potential theft, and your insurance company will charge you a higher premium because of it. Small thing such as adding deadbolts to every exterior door, or adding a security system, can...

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New To Canada? Avoid Hitting A Moose

Posted by on Jun 12, 2015 in Uncategorized | Comments Off

If you are new to Canada, you may not realize you have more of a chance of hitting a moose than a deer while driving. Moose are massive, weighing up to 1,800 pounds and growing up to 6.5 feet tall. And they will do extensive damage to your vehicle if you hit one. If you do happen to hit a moose, the damage to your car can be astounding. Because they are so tall, your car likely hits the moose’s legs, sending the animal onto the windshield of your car. It may then bounce off the windshield onto the roof of your car, causing even more...

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Choosing The Right Car Insurance

Posted by on May 12, 2015 in Uncategorized | Comments Off

When it comes to car insurance it feels like there are a thousand different options to choose from.  Becoming educated on the options available will ensure that you pick the right coverage for you. Auto Liability Insurance This kind of insurance protects the person you hit when the accident is your fault.  The dollar amount is separated into three numbers: the amount of money to cover one person for bodily injury, the amount of money to cover every person for bodily injury and property damages. Some areas have a legal minimum...

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5 Ways to Protect Your Biggest Investment

Posted by on Apr 8, 2015 in Uncategorized | 0 comments

For many people, their home is their biggest investment. It is important to protect that investment so that when you are ready to sell, you will be able to get a good return on the money that you have put into your property. Here are five things you need to do to protect your biggest investment. Carry Home Insurance When you buy your home, your mortgage company will require that you carry a home insurance policy. Even when you have paid it off, you need to carry home insurance. It is important to understand just what your home insurance...

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